2026 FINRA Annual Regulatory Oversight Report

FINRA has released its 2026 FINRA Annual Regulatory Oversight Report, which includes new and updated content on cyber-enabled fraud, senior investors and trends in generative artificial intelligence (GenAI), among other topics. FINRA intends for this Report to assist FINRA member firms identify emerging risks and implement effective controls as needed.

The links to various resources are below and include a focus on generative artificial intelligence (GenAI) and some of the most common GenAI use cases FINRA has observed among our member firms.

Re: https://www.finra.org/rules-guidance/guidance/reports/2026-finra-annual-regulatory-oversight-report

Financial Crimes Prevention

• Cybersecurity and Cyber-Enabled Fraud

• Anti-Money Laundering, Fraud and Sanctions

• Manipulative Trading

• GenAI: Continuing and Emerging Trends NEW FOR 2026

• Firm Operations

  • Third-Party Risk Landscape

  • Outside Business Activities and Private Securities Transactions

  • Books and Records

  • Senior Investors and Trusted Contact Persons

• Member Firms’ Nexus to Crypto

• Communications and Sales

  • Communications with the Public

  • Reg BI and Form CRS

  • Private Placements

  • Annuities Securities Products

• Market Integrity

  • Consolidated Audit Trail (CAT)

  • Customer Order Handling: Best Execution and Order Routing Disclosures

  • Fixed Income – Fair Pricing

  • Market Access Rule

  • Extended Hours Trading

• Financial Management

  • Net Capital

  • Liquidity Risk Management

  • Protection of Customer Assets

• Appendix – Using FINRA Reports in Your Firm’s Compliance Program